Insurance Restoration Contractor in Grapevine, TX
A Contractor Who Knows the Claims Process
No Runaround
No Underpaid Claims
HKM Construction LLC brings 15-plus years of property insurance industry experience to every restoration project in Grapevine and the DFW area, helping property owners navigate claims and get their properties fully restored without the runaround most contractors leave behind.
Insurance Restoration services
Insurance Restoration
in Grapevine and the DFW Area
When a property is damaged by water, fire, a storm, or any other covered event, most homeowners and commercial property owners find themselves navigating two separate challenges at the same time. The first is dealing with the physical damage to the property. The second is managing an insurance claim process that most people have little to no experience with. Hiring a contractor who only handles the first challenge leaves the second one entirely in your hands, and that is where coverage gets missed, claims get underpaid, and restorations get cut short.
HKM Construction LLC was built specifically to solve both problems at once. Our owners spent over 15 years inside the property insurance industry working as licensed adjusters, ladder assists, and supplementers before transitioning into general contracting. That background gives every HKM client something most contractors simply cannot offer: a team that understands the claims process from the inside, knows how insurance companies evaluate damage, and knows exactly how to document and scope a loss so the settlement reflects what the property actually needs.
We work with homeowners and commercial property owners across Grapevine, Fort Worth, Keller, Irving, Arlington, and the surrounding DFW area who are dealing with insurance-related property damage. Whether the loss involves water, fire, storm, or any other covered peril, HKM manages the full project from initial inspection and insurance documentation through cleanup, reconstruction, and final sign-off. We communicate directly with your adjuster, prepare Xactimate-based estimates using the same tools the insurance company uses, and advocate for a complete and fair settlement before a single repair begins.
The result is a restoration that is done right, not just done cheap, by a team that is genuinely invested in the outcome for every client they serve across the DFW area.
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who we help
Insurance Restoration
for Homes and Businesses in DFW
Residential Restoration
For homeowners across Grapevine and the DFW area, navigating an insurance claim after a property loss is one of the most confusing and stressful experiences a family can face. Insurance policies are written in technical language, claim adjusters work for the insurance company, and most contractors either do not understand the claims process or do not get involved in it at all. HKM Construction LLC closes that gap entirely.
We handle the full residential insurance restoration process from start to finish. We document all damage thoroughly using photos, moisture readings, and detailed notes. We prepare complete Xactimate-based estimates that reflect the true scope of the loss.
We communicate directly with your adjuster throughout the process and push back when damage is overlooked or coverage is minimized. And once the claim scope is confirmed, we manage the full reconstruction in-house, from framing and drywall to roofing, flooring, cabinetry, and final finishes.
Homeowners dealing with water, fire, or storm damage who want a licensed contractor that handles both the restoration and the insurance claim process from the very first day
Property owners who have already filed a claim but feel the settlement does not reflect the full scope of what was damaged and need a contractor with the expertise to review and advocate for a more complete outcome
Homeowners who are tired of contractors who hand them an estimate and disappear, leaving the insurance process entirely in their hands without guidance or support
Commercial Restoration
For commercial property owners and business operators across the DFW area, an insurance-related property loss creates pressure on multiple fronts at once. The property needs to be restored. The insurance claim needs to be managed. And operations need to resume as quickly as possible without sacrificing the quality or completeness of the restoration. HKM Construction LLC handles all three.
We respond promptly to commercial insurance restoration situations, assess the full scope of the damage, and begin the documentation process immediately.
We prepare detailed Xactimate-based estimates, communicate directly with the insurance adjuster, and manage the full reconstruction in-house. From structural repairs and roofing to interior finishes and code compliance, one licensed general contractor coordinates everything so the commercial property owner never has to juggle multiple vendors or navigate the claims process without experienced support.
Commercial property owners dealing with a covered loss who need a licensed general contractor that manages both the insurance documentation and the full physical restoration under one roof
Business operators and facility managers who need restoration work completed on a defined timeline with direct insurance coordination and minimal disruption to ongoing operations
Commercial developers and property managers who have experienced a loss event and need a contractor with documented insurance expertise to make sure the claim settlement is complete before reconstruction begins
Our Process
How We Restore Your Property Step by Step
Step 1. Prompt Property Inspection and Full Damage Assessment
We conduct a thorough inspection of the full property, identifying all areas affected by the covered loss. We look beyond the obvious damage to find what insurance companies sometimes miss, because a complete assessment at this stage is what drives a complete claim later.
Step 2. Detailed Documentation for Insurance Purposes
We photograph all damage in detail, record moisture readings where applicable, and document the full scope of the loss with the level of precision that insurance companies require. This documentation becomes the foundation of your entire claim.
Step 3. Xactimate Estimate Preparation and Adjuster Communication
We prepare a complete Xactimate-based scope of work using the same estimating platform used by insurance companies. We submit this estimate directly to your adjuster and communicate throughout the review process to make sure the full scope of covered damage is included in the settlement.
Step 4. Claim Advocacy and Settlement Review
If the initial settlement does not reflect the true scope of the loss, we advocate for a supplement. Our owners have over 15 years of experience in property insurance and know exactly how to present documentation, request additional coverage, and protect the client's right to a complete and fair settlement.
Step 5. Full Reconstruction and Restoration
Once the claim scope is confirmed and approved, our licensed team manages the complete reconstruction in-house. Framing, drywall, roofing, flooring, cabinetry, painting, and all final finishes are handled by one crew, to code, and on the timeline we committed to from the start.
Step 6. Final Walkthrough and Project Sign-Off
We conduct a thorough final inspection with the property owner before closing out every project. Every element of the restoration is reviewed against the original scope to confirm the work meets our standards and the client is fully satisfied before the job is considered complete.
Call Us To Get Help Now
(682) 382-8468
OUR SERVICES
Expert Solutions for Every Type of Property Damage
WHY CHOOSE us
Why Choose HKM Construction?
Fast Emergency Response
A Contractor Who Speaks the Insurance Language
Most contractors hand you a quote and leave the claims process entirely to you. HKM works alongside your adjuster, prepares Xactimate-based estimates, and communicates directly with the insurance company throughout the entire project. We keep your claim moving and your coverage protected from the first call through the final walkthrough.
No Underpaid Claims and No Overlooked Damage
With backgrounds as licensed adjusters and public adjusters, the HKM team knows exactly what insurance companies look for and what they sometimes miss. We advocate for a complete and fair settlement on every job so the restoration can be done right, not just done at the cheapest possible scope the insurance company will approve.
Seamless Process From Claim to Completion
HKM manages the full project from initial inspection and damage documentation through cleanup, reconstruction, and final sign-off. Property owners never have to coordinate multiple contractors, chase down updates, or navigate the insurance process without experienced support at every step.
Locally Founded and Fully Invested in Every Outcome
HKM Construction LLC was founded in Grapevine, TX and built on the belief that property owners deserve a contractor who is genuinely invested in the outcome of their project, not just the invoice. We treat every property like it is our own, stay in clear communication throughout the entire restoration, and hold our work to the same standard on every job across the DFW area.
F.A.Q
Frequently Asked
Questions
Here are answers to common questions about our restoration services.
What is insurance restoration and how is it different from a regular repair?
Insurance restoration is the process of repairing or rebuilding a property after a covered loss event such as water damage, fire, or storm damage, with the repair scope and cost tied directly to an active insurance claim. Unlike a standard repair, insurance restoration requires detailed damage documentation, Xactimate-based estimating, and direct coordination with an insurance adjuster to make sure the full scope of the loss is covered before work begins.
Will HKM work directly with my insurance company?
Yes. HKM handles all insurance documentation and communicates directly with your adjuster throughout the full restoration process. Our owners have over 15 years of property insurance experience and prepare Xactimate-based estimates to make sure your claim is accurate, complete, and fairly settled.
What if my insurance settlement does not cover the full cost of repairs?
If the initial settlement does not reflect the true scope of the loss, HKM will advocate for a supplement on your behalf. Our team knows how to document additional damage, prepare supporting estimates, and communicate with the adjuster to request a more complete settlement before reconstruction begins.
What types of property damage does insurance restoration cover?
Insurance restoration typically covers damage caused by water, fire, smoke, storm, hail, wind, and other sudden and accidental covered events. Coverage depends on your specific policy. HKM reviews the scope of damage against your coverage and documents everything in a way that maximizes what your policy can provide.
Do I need a public adjuster or a contractor for my insurance claim?
In many cases you benefit from having both. A public adjuster represents your interests in the claims process. A contractor manages the physical restoration. At HKM, Eddy Herrera is both a licensed public adjuster and the field operations lead for the construction team, which means our clients get both layers of expertise from one company.
How long does the insurance restoration process take?
The timeline depends on the scope of the damage and how quickly the insurance claim is resolved. HKM moves efficiently through the documentation and adjuster coordination phase and begins reconstruction as soon as the claim scope is approved. We provide a clear project timeline at the start of every engagement.
What areas do you serve?
HKM Construction LLC serves Grapevine and the greater Dallas-Fort Worth area, including Fort Worth, Keller, Irving, Arlington, Dallas, Southlake, Colleyville, Euless, Bedford, Hurst, North Richland Hills, Saginaw, Roanoke, Trophy Club, and all surrounding DFW communities.
HKM Construction LLC is a licensed general contractor based in Grapevine, TX, serving residential and commercial clients across the Dallas-Fort Worth area. We specialize in water damage restoration, storm and fire damage repair, insurance restoration, roofing, remodeling, and commercial construction. From outside to inside, we build it right.
